Medicare Q&A: What do I do if I am enrolled in Medicare but not enrolled in a Medicare Part D Plan?

It is important to sign up for a Medicare Part D Drug plan when you are first eligible. If you do not sign up when first eligible you will most likely have to pay a late penalty.  If you have creditable drug coverage (coverage that is as good as or better than Medicare coverage) you will not have a late penalty. Keep proof if you have this coverage.

There are two ways to receive enroll in Medicare prescription drug coverage or a standalone Part D plan:

  1. Original Medicare (Part A and B is called Original Medicare)
  2. You can get a Medicare Advantage Plan with drug Coverage.  Advantage Plans are HMO’s or PPO’s you get your Part A and B and Drug Coverage through Advantage Plans

For more information or to enroll contact your State Health Insurance Assistance Program (SHIP) for Missouri the number is 1-800-390-3330.

1105 Lakeview Avenue
Columbia, MO 65201

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